Agreed. Before I had finished reading, I honestly thought you declined the $100 because everything ended up alright, you got to see some dolphins, and have a cool story to tell.
I got mad when airline checked us in for a flight, during a blizzard, took our luggage, then cancelled our flight and refused to give us our luggage back promising to fedex it to us. Fortunately we noticed a lot of luggage on the ground and eventually found ours and just took it despite protests.